At Image Dental, we gladly accept most major dental insurance providers out there. By having dental insurance, you can save a fortune on recurring dental costs and be covered for various different treatments.
Naturally, different people have different types of dental coverage from their insurance provider. If you truly want to get the most out of your dental insurance, then it pays to understand how you’re covered, and what benefits/features your plan provides. The number one way of doing this is to simply look at your dental insurance and read through all the information regarding benefits. We strongly advise you do this prior to your visit, as you don’t want to turn up and discover that you’re actually not covered for certain procedures.
Of course, we completely understand that a lot of our patients might not understand their dental benefits properly. If this is the case for you, then don’t worry. Give us a call today, and we’ll happily help you make sense of your dental insurance and inform you of all the coverage you get.
Dental Insurance Basics
While different insurance providers may offer completely different plans, there are a few basic things you should be made aware of:
- Different plans come with different features: You need to understand that insurance providers offer completely different benefit plans for different customers. Therefore, you could be covered by the same company as a friend, but your plans may differ entirely and provide you both with different benefits.
- Check that Image Dental accepts your dental insurance: While we do accept most major providers, it’s still worth double checking that Image Dental participates in your dental plan network. If we don’t, then we can’t put a claim in to get the money from your insurance provider. As a result, our only option is to forward the bill to you.
- You may be entitled to benefits for multiple group dental plans: Be aware that you could be covered by numerous dental plans. The most common example of this is someone with a family plan who’s also covered by a dental plan offered by their employer. In this scenario, we need to point out that you won’t be covered for more than 100% your total dental expenses by the combine plans.
- There’s a benefit period: Please note that dental benefits fall within something known as a benefit period. This is an insurance term that basically refers to a specific timeframe. Typically, the benefit period starts when you first go to the dentist and lasts for 12 months. You may have a maximum amount that you can claim within one period, which is why you need to know what your benefit period is. Again, the best way to learn about this is to contact your insurance provider or have a look at your dental plan.
Dental insurance is there to help you afford numerous dental treatments. It’s strongly advised that you get insurance, particularly if you have a family. However, we also offer our own Membership Plan as an alternative option for people that aren’t covered by dental insurance. If you have any questions about anything, please don’t hesitate to call us and ask!